Use our free SIP Calculator to estimate your investment returns, visualize compounding, and understand Finance Meaning in Hindi for better clarity while building wealth.
Why Use Our SIP Calculator?
Whether you're new to investments or just exploring Finance Meaning in Hindi, this calculator helps you understand how SIPs can transform small savings into big results.
Simple Inputs
Just enter your monthly investment, time period, and expected return rate ā and learn how it aligns with the Finance Meaning in Hindi concept of disciplined savings.
Visual Growth Charts
See how your wealth grows month by month. This visualization makes the Finance Meaning in Hindi ā āą¤§ą¤Ø ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø ą¤ą¤¾ ą¤®ą¤¹ą¤¤ą„ą¤µā ā easier to understand in real terms.
Customizable Results
Test different SIP scenarios and explore how small consistent steps reflect true Finance Meaning in Hindi: smart planning and patience.
Start Building Wealth Today
Don't wait to take control of your financial future. Let compounding and your understanding of Finance Meaning in Hindi guide you to smarter investments.
How I Turned ā¹5,000/month into ā¹6 Lakhs ā My 3-Year SIP Journey
In 2020, I was saving ā¹5,000/month with no real strategy. I stumbled into SIPs while learning about Finance Meaning in Hindi and how small disciplined investments grow over time. Today, that same habit has grown into ā¹6,12,000 ā teaching me the real essence of compounding and patience.
š What Went Wrong in Year 1
I panicked during a market dip and withdrew my SIP investments. That single move broke my compounding chain ā a mistake that showed me why understanding Finance Meaning in Hindi is essential before reacting to emotions.
š Lesson Learned: Consistency Beats Timing
Missed rallies by being out of the market
Lost out on rupee cost averaging
Peace of mind improved with automation and discipline
š My Portfolio Before vs After
Before (2020)
Random savings in bank account
No real investment plan
Low returns (2-3% p.a.)
After (2023)
Disciplined SIPs in diverse mutual funds
Portfolio value: ā¹6,12,000
Average returns: 13-15% p.a.
š§ What Iād Do Differently If Starting Again
If I could start over, Iād set up SIPs and forget daily market noise. Understanding Finance Meaning in Hindi ā that finance is about planning, not prediction ā would have saved me stress and helped me start earlier.
Start SIPs as early as possible
Stay consistent, ignore short-term volatility
Review portfolio annually, not monthly
Invest for long-term goals, not quick gains
Bank Holidays 2024
Bank Holidays 2024 – As December 2023 wraps up and we gear up for 2024, it’s good to know about the upcoming bank holidays that could affect our regular banking stuff. Let’s check out the planned holidays for the year and get some handy tips for smooth banking.
According to the law from way back in 1881, the government sorts holidays into three types: those in the law, real-time gross settlement holidays, and bank account closing holidays. Besides festivals and national holidays, there will be 24 Saturdays off during the year, falling on the second and fourth Saturdays of each month. If a month has five Saturdays, banks will stay open on the fifth one.
Important national holidays in 2024 include October 2 (Mahatma Gandhi Jayanti), August 15 (Independence Day), and January 26 (Republic Day). On these days, banks across India will be closed. But keep in mind that different states might have extra holidays. For example, Karnataka celebrates Karnataka Rajyotasava on November 1, so banks will be closed in that state. In Maharashtra, banks take a day off on May 1 for May Day or Maharashtra Day.
Remember that the dates for festivals like Diwali and Ganesh Chaturthi may vary from state to state. For those who rely on traditional banking, it’s smart to check with local banks about holiday schedules before planning any visits. Luckily, with the rise of online and mobile banking, you’ve got an easy way to handle transactions.
Online banking, also known as virtual banking or e-banking, lets you do lots of money and non-money activities through a bank’s website. You can do things like National Electronic Fund Transfer (NEFT), Electronic Clearing System (ECS), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS).
Here’s the full list of bank holidays in 2024:
Date
Day
Holiday
Observed State
1 January
Monday
New Year
All over India
11 January
Thursday
Missionary Day
Mizoram
12 January
Friday
Swami Vivekananda Jayanti
West Bengal
13 January
Saturday
Second Saturday
National
13 January
Saturday
Lohri
Punjab and other states
14 January
Sunday
Sankranti
Several states
15 January
Monday
Pongal
Tamil Nadu, Andhra Pradesh
15 January
Monday
Thiruvalluvar Day
Tamil Nadu
16 January
Tuesday
Tusu Puja
West Bengal and Assam
17 January
Wednesday
Guru Govind Singh Jayanti
Several States
23 January
Tuesday
Netaji Subhas Chandra Bose Jayanti
Several states
25 January
Thursday
State Day
Himachal Pradesh
26 January
Friday
Republic Day
All over India
27 January
Saturday
Fourth Saturday
National
31 January
Wednesday
Me-Dam-Me-Phi
Assam
10 February
Saturday
Second Saturday
All over India
15 February
Thursday
Lui-Ngai-Ni
Manipur
19 February
Monday
Shivaji Jayanti
Maharashtra
24 February
Saturday
Fourth Saturday
National
8 March
Friday
Maha Shivratri/ Shivaratri
Restricted Holiday
12 March
Tuesday
Ramadan Start Observance
Observance
20 March
Wednesday
Equinox
Observance
23 March
Saturday
Bhagat Singh Martyrdom Day
Several states
25 March
Monday
Holi
National holiday
25 March
Monday
Dol jatra
Restricted Holiday
28 March
Thursday
Maundy Thursday
Observance
29 March
Friday
Good Friday
National holiday
9 April
Tuesday
Ugadi/Gudi Padwa
Karnataka, Telangana, Andhra Pradesh, and Maharashtra
10 April
Wednesday
Eid ul Fitr
National holiday
13 April
Saturday
Second Saturday
National
14 April
Sunday
Dr Ambedkar Jayanti
Several states
14 April
Sunday
Vishu
Kerala
17 April
Wednesday
Ram Navami
Several states
21 April
Sunday
Mahavir Jayanti
Karnataka, Rajasthan, Delhi, Haryana, Delhi, Maharashtra, Uttar Pradesh, Tamil Nadu, Madhya Pradesh, and Punjab
27 April
Saturday
Fourth Saturday
National
1 May
Wednesday
May Day/Maharashtra Day
All over India/Maharashtra
8 May
Wednesday
Birthday of Guru Rabindranath Tagore
West Bengal
11 May
Saturday
Second Saturday
National
25 May
Saturday
Fourth Saturday
National
8 June
Saturday
Second Saturday
National
9 June
Sunday
Maharana Pratap Jayanti
Himachal Pradesh, Haryana, and Rajasthan
10 June
Monday
Martyrdom Day of Sri Guru Arjun Dev ji
Punjab
15 June
Saturday
YMA Day
Mizoram
16 June
Sunday
Eid al-Adha
All over India
22 June
Saturday
Second Saturday
National
6 July
Saturday
MHIP Day
Mizoram
13 July
Saturday
Second Saturday
National
17 July
Wednesday
Muharram
National apart from Arunachal Pradesh, Assam, Chhattisgarh, Dadra and Nagar Haveli, Daman and Diu, Goa, Haryana, Kerala, Manipur, Meghalaya, Nagaland, Pondicherry, Punjab, Sikkim, Uttarakhand, and West Bengal
27 July
Saturday
Fourth Saturday
All over India
31 July
Wednesday
Shaheed Udam Singh Martyrdom Day
Haryana and Punjab
10 August
Saturday
Second Saturday
All over India
15 August
Thursday
Independence Day, Parsi New Year
All over India
19 August
Monday
Rakhi
Uttar Pradesh, Gujarat, Rajasthan, Madhya Pradesh, and Haryana
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