Tiktok going through ban risk within the US? Motive is similar that India banned the app for in 2020 |

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How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey

In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs while learning about Finance Meaning in Hindi and how small disciplined investments grow over time. Today, that same habit has grown into ₹6,12,000 — teaching me the real essence of compounding and patience.

📉 What Went Wrong in Year 1

I panicked during a market dip and withdrew my SIP investments. That single move broke my compounding chain — a mistake that showed me why understanding Finance Meaning in Hindi is essential before reacting to emotions.

📈 Lesson Learned: Consistency Beats Timing

  • Missed rallies by being out of the market
  • Lost out on rupee cost averaging
  • Peace of mind improved with automation and discipline

🔄 My Portfolio Before vs After

Before (2020)

  • Random savings in bank account
  • No real investment plan
  • Low returns (2-3% p.a.)

After (2023)

  • Disciplined SIPs in diverse mutual funds
  • Portfolio value: ₹6,12,000
  • Average returns: 13-15% p.a.

🧠 What I’d Do Differently If Starting Again

If I could start over, I’d set up SIPs and forget daily market noise. Understanding Finance Meaning in Hindi — that finance is about planning, not prediction — would have saved me stress and helped me start earlier.
  • Start SIPs as early as possible
  • Stay consistent, ignore short-term volatility
  • Review portfolio annually, not monthly
  • Invest for long-term goals, not quick gains

A bipartisan group of US lawmakers has reportedly given a six months deadline to China’s Tiktok. In accordance with a report by information company Reuters, the lawmakers have launched a laws that provides China’s ByteDance about six months to divest widespread quick video app TikTok or face a US ban. The laws is claimed to have raised nationwide safety considerations in regards to the app’s Chinese language possession.The app is utilized by greater than 170 million Individuals. By the way, nationwide safety considerations are the identical motive that the Indian authorities banned Tiktok together with 50 different Chinese language apps in June 2020. In accordance with the report, the invoice is the primary important legislative transfer in practically a yr towards banning or forcing ByteDance to divest the favored app, after senate laws to ban it stalled in Congress final yr within the face of heavy lobbying by TikTok.Mike Gallagher, the Republican chair of the Home of Representatives’ choose China committee and Consultant Raja Krishnamoorthi, the highest Democrat, are stated to be amongst greater than a dozen lawmakers introducing the measure. A White Home Nationwide Safety Council spokesperson referred to as the invoice “an important and welcome step” including that the Biden administration would work with Congress “to further strengthen this legislation and put it on the strongest possible legal footing.”The invoice, which might require companion laws within the Senate, will likely be thought-about at an Vitality and Commerce Committee listening to on Thursday (March 7) for a vote.Message to Tiktok”This is my message to TikTok: break up with the Chinese Communist Party or lose access to your American users,” Gallagher stated. “America’s foremost adversary has no business controlling a dominant media platform in the United States.”6 months deadline to TikTokThe invoice offers ByteDance 165 days to divest TikTok. Publish this, it proposes to make it illegal for app shops run by Apple, Google and others to supply TikTok or present hosting providers to apps managed by ByteDance.Tiktok on the proposed legislationA firm spokesperson instructed the information company that this invoice is an outright ban of TikTok, regardless of how a lot the authors attempt to disguise it. TikTok says that it has not, and wouldn’t, share US person information with the Chinese language authorities.

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