Plan Your Financial Future in Minutes
Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.
Why Use Our SIP Calculator?
Simple Inputs
Just enter your monthly investment, time period, and expected return rate.
Visual Growth Charts
See how your wealth grows month by month with powerful visuals.
Customizable Results
Test different scenarios to find the perfect investment plan for you.
How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
MUMBAI: After rising for six consecutive periods, the sensex misplaced 434 factors on Wednesday to shut beneath the 73k mark once more, at 72,623. Promoting was throughout sectors, with home funds main whereas international funds have been web consumers. On the NSE, the Nifty closed 142 factors down at 22,055.Based on market gamers, after a stellar run up to now few months, traders want to e book revenue at each rise. “The Indian market is facing stiff resistance at higher levels. The valuation of a broader index is at a significant premium, leading to an unfavourable risk reward, which influences investors to book profits,” mentioned Vinod Nair, head of analysis, Geojit Monetary Providers.Market gamers additionally mentioned that international markets have been principally cautious, awaiting the small print from the US Federal Reserve’s final fee setting assembly and the earnings by AI chip-making big Nvidia.
#Sensex #ends #session #rally #closes #73k