Plan Your Financial Future in Minutes
Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.
Why Use Our SIP Calculator?
Simple Inputs
Just enter your monthly investment, time period, and expected return rate.
Visual Growth Charts
See how your wealth grows month by month with powerful visuals.
Customizable Results
Test different scenarios to find the perfect investment plan for you.
How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
Apple has rolled out the iOS 17.4 replace for customers worldwide. The most recent software program replace for iPhone brings a number of modifications and new options relying on the area the customers dwell in.Greatest modifications for customers dwelling within the EUThe largest spotlight of the replace is the help for third-party app shops in Europe. The Cupertino-based tech big introduced this transformation to adjust to the European Union’s Digital Markets Act. With this transformation, Apple should provide the choice to obtain apps from third occasion app shops. Nonetheless, the iPhone maker will nonetheless get to approve what apps are allowed from third occasion shops. With iOS 17.4, Apple can even open up Apple Pay and NFC to permit various cost choices to customers. The corporate has additionally confirmed that it received’t disable Progressive Internet Apps (PWA) within the area.New options for customers worldwideApart from this, the most recent replace brings a number of new options and modifications for iPhone customers in different markets as nicely. This contains transcripts for the Podcasts app, new emojis, help for recreation streaming apps, Stolen Machine Safety and extra. Listed below are the listing of options and modifications that might be obtainable with the iOS 17.4 replace in areas exterior the EU (together with India):Transcripts in Apple Podcasts: Apple’s Podcast app will now help transcripts that can enable customers to observe an episode with textual content that highlights in sync with the audio in English, Spanish, French and German. The app will let customers learn episode textual content in full, seek for a phrase or phrase, faucet to play from a selected level and different accessibility options like Textual content Dimension, Enhance Distinction and VoiceOver.New emojis: iOS 17.4 additionally provides some new emojis together with a brand new mushroom, phoenix, lime, damaged chain and shaking heads. These new emojis can be found within the emoji keyboard. Additionally, 18 folks and physique emojis have additionally obtained the choice to face them in both path.Safety features: With this replace, Apple has additionally improved on the Stolen Machine Safety, which now gives elevated safety in any respect places. Then, the iOS 17.4 replace additionally upgrades the end-to-end encryption in iMessage to a put up cryptographic protocol (PQ3). The corporate claims that the most recent safety protocol will defend customers in opposition to quantum-attack which isn’t obtainable in different broadly used messaging apps.Different enhancements and bug fixes: The most recent iOS replace additionally contains a number of different enhancements and bug fixes to enhance person expertise. Apple Music and Apple Music Classical now have a brand new music recognition instrument that can allow customers so as to add songs that they’ve recognized on these apps. This new replace can even allow an possibility for Siri that can enable the digital assistant to announce messages they obtain in any supported language.Furthermore, iPhone’s Battery Well being menu in Settings will now present extra particulars like battery cycle rely, manufacture date and first use on iPhone 15 and iPhone 15 Professional modelsAlongside these new options, Apple has additionally mounted a problem the place contact footage are clean in Discover My instrument. The corporate has additionally resolved the difficulty for twin SIM customers the place the telephone quantity modified from major to secondary and was seen to a gaggle the place they’d shared messages.
#Apple #rolls #iOS #options #brings #iPhones