LazyPay app is part of the PayU group. It offers immediate loans of as much as ₹ 1 lakh by way of its app. The applying course of is totally digital and secured. Nonetheless, it doesn’t provide money loans as a substitute it offers a credit score line that can be utilized anytime. It additionally offers varied options like interest-free purchasing, LazyPay pay later choices to its person.
Features and Benefits of LazyPay
- No Collateral Required: Getting a personal loan from a traditional lender can be a difficult task because some of them ask for security such as gold or any other forms of assets but at LazyPay you need not pledge any security to the lender as it provides instant personal loan without asking for any security.
- Paperless Application: Applying for a personal loan at LazyPay is a memorable experience as the application process is completely digital. From submitting your documents to the loan disbursal, you can rely on the LazyPay app.
- Lifetime Credit Limit: LazyPay offers you a credit limit for the lifetime that means if you need any sort of financial assistance, you can open the LazyPay app and use that limit. The best part of the pre-approved credit limit is, you will be charged for the used credit rather than the whole limit.
- Instant Fund Transfer: After getting the approval from LazyPay, the funds will be transferred to your account directly. That means you don’t have to wander anywhere to get the loan amount.
Eligibility Criteria to Avail LazyPay Personal Loan
- The applicant’s age should be between 22 – 55 years.
- The applicant should be an Indian resident.
- The applicant should be a salaried individual.
- The applicant should be residing in either tier 1 or tier 2 city
Documents Required for LazyPay Personal Loan
- PAN Card
- Identity proof – Aadhar Card
- Address proof- Aadhar card/ Voters ID card/passport/Driving license/ Utility bill
- Bank details- Account number/ IFSC code/ Branch detail
- Selfie
How to Use LazyPay App
- Navigate to the download LazyPay app option on the official website.
- After downloading the app, enter your mobile number to login.
- Enter your PAN card details to check your loan eligibility.
- Complete your loan application by uploading your documents.
- Enter your bank details to receive the funds.
LazyPay Customer Care
If any user experiences any kind of hassle, then he can send an email to the LazyPay customer care at the following address.:- wecare@lazypay.in
LazyPay is the worst! I applied for a personal loan and they rejected me for no reason. I have a good credit score and I’ve never missed a payment on any of my other loans. I’m really disappointed with LazyPay.
LazyPay is a predatory lender that targets people who are in financial trouble. Their interest rates are outrageous and their repayment terms are impossible to meet. I would urge anyone who is considering taking out a loan from LazyPay to reconsider.
I’m not sure why everyone is so negative about LazyPay. I’ve used them several times and I’ve never had any problems. The interest rates are reasonable and the repayment process is easy. I would definitely recommend LazyPay to anyone who is looking for a personal loan.
LazyPay is a great option for people who need a personal loan. The interest rates are reasonable and the repayment process is easy. I would definitely recommend LazyPay to anyone who is looking for a personal loan.
I love LazyPay! I’ve used them to consolidate my debt and it’s saved me a ton of money. The interest rates are low and the repayment process is so easy. I would definitely recommend LazyPay to anyone who is looking for a personal loan.
I’ve been using LazyPay for a while now and I’ve found it to be a really convenient and affordable way to get a personal loan. The interest rates are competitive and the repayment process is easy and flexible. I would definitely recommend LazyPay to anyone who is looking for a personal loan.
LazyPay is a scam! I applied for a personal loan and they approved me for a much smaller amount than I requested. Then, they charged me a high interest rate and made it difficult to repay the loan. I would not recommend LazyPay to anyone.
I’ve used LazyPay several times and I’ve always had a good experience. The interest rates are reasonable and the repayment process is easy. I would definitely recommend LazyPay to anyone who is looking for a personal loan.
LazyPay offers personal loans with interest rates ranging from 12% to 24%. The repayment period can be up to 3 years. LazyPay also offers a variety of features to make it easy to repay your loan, such as automatic payments and reminders.
LazyPay is a rip-off! I applied for a personal loan and they charged me a ridiculously high interest rate. I ended up paying back more than twice the amount that I borrowed. I would not recommend LazyPay to anyone.
I’ve been using LazyPay for a while now and I’ve found it to be a really convenient and affordable way to get a personal loan. The interest rates are competitive and the repayment process is easy and flexible. I would definitely recommend LazyPay to anyone who is looking for a personal loan.