Plan Your Financial Future in Minutes
Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.
Why Use Our SIP Calculator?
Simple Inputs
Just enter your monthly investment, time period, and expected return rate.
Visual Growth Charts
See how your wealth grows month by month with powerful visuals.
Customizable Results
Test different scenarios to find the perfect investment plan for you.
How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
How You Enjoy ICICI Bank Credit Card
How You Enjoy ICICI Bank Credit Card- Hey there, ICICI Bank cardholders! Big news coming your way – your airport lounge perks are getting a makeover. Starting April 1, 2024, spend Rs. 35,000 in the last quarter, and you’ll score a free airport lounge pass for the next quarter. It’s like a cool reward for your spending habits!
Here’s How It Works
Keep it simple – spend Rs. 35,000 in the previous calendar quarter, and you unlock the lounge access for the next one. For that April-May-Jun 2024 quarter, make sure you hit the spending target in the January-February-March 2024 quarter. Easy, right?
Dynamic Currency Conversion (DCC)
Dynamic Currency Conversion (DCC) is like magic that lets you pay in Indian Rupees globally or with foreign-based Indian merchants. But beware – there are some extra charges you need to keep an eye on.
Travel enthusiasts, listen up! Starting February 1, 2024, there’s a new kid on the block – Dynamic Currency Conversion (DCC). It’s like a special pass for international transactions, but here’s the catch. A 1% DCC fee, plus taxes, will tag along for all international transactions in Indian currency. Whether you’re abroad or shopping with Indian merchants overseas, this change affects all ICICI Bank credit cards.
#ICICI #Bank #airport #lounge #access #benefits #reward #points #rules #credit #cards #check #details