Plan Your Financial Future in Minutes
Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.
Why Use Our SIP Calculator?
Simple Inputs
Just enter your monthly investment, time period, and expected return rate.
Visual Growth Charts
See how your wealth grows month by month with powerful visuals.
Customizable Results
Test different scenarios to find the perfect investment plan for you.
How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
Dan Riccio, Apple’s former senior vice chairman of {hardware} engineering, is nearing retirement after over 25 years on the tech large, in accordance with a report by Bloomberg’s Mark Gurman. Riccio, who performed a vital function in creating merchandise just like the iMac, iPhone, iPad, and Macs with Apple silicon, handed over his {hardware} engineering management function to John Ternus in 2021 to concentrate on an unspecified “new project.” That undertaking was later revealed to be the Apple Imaginative and prescient Professional augmented actuality headset, which was launched in the usearlier this month.With the Imaginative and prescient Professional now launched, Riccio is planning his retirement from Apple, sources advised Gurman. Particular particulars and timing of his departure are nonetheless being finalised.Riccio joined Apple in 1998 and rapidly rose via the ranks, main the product design workforce and turning into vice chairman of {hardware} engineering in 2010. In 2012, he was promoted to senior vice chairman of {hardware} engineering, overseeing the event of all of Apple’s main merchandise. Contact ID, Face ID, and the shift away from Intel processors to Apple’s personal silicon have been important achievements underneath Riccio’s oversight. He was immediately concerned with the iPad for a few years. He led the engineering for latest releases just like the M1 Macs and 5G iPhones.When Riccio transitions to retirement, it’ll cap over 20 years of {hardware} innovation at Apple. He was one of many firm’s longest-tenured executives.With the automotive undertaking scaled again and Riccio leaving, Apple’s {hardware} engineering management may see a shakeup. Mark Gurman speculates that Mike Rockwell, who at present runs the Apple Imaginative and prescient Professional workforce, could begin reporting on to CEO Tim Prepare dinner or COO Jeff Williams.Riccio’s retirement marks the tip of an period at Apple. As one in every of Steve Jobs’ vital lieutenants for a few years, he oversaw the event of a few of Apple’s most iconic and category-defining merchandise. The corporate will look to construct on that legacy because it enters new product classes like augmented actuality underneath contemporary engineering management.
#Apples #Imaginative and prescient #Professional #chief #Riccio #reportedly #nearing #retirement