Plan Your Financial Future in Minutes
Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.
Why Use Our SIP Calculator?
Simple Inputs
Just enter your monthly investment, time period, and expected return rate.
Visual Growth Charts
See how your wealth grows month by month with powerful visuals.
Customizable Results
Test different scenarios to find the perfect investment plan for you.
How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
NEW DELHI: India’s direct promoting trade registered an over 12% progress, with its turnover crossing Rs 21,000 crore in 2022–23, in line with an annual survey by the Indian Direct Promoting Affiliation (IDSA) launched right here on Wednesday.Wellness and nutraceutical merchandise remained the popular section, accounting for 73.5% and cosmetics & private care 11.3% of the gross turnover. The trade recorded an 8.3% CAGR over 4 years, with the variety of lively direct sellers reaching round 86 lakh in 2022-23 from 84 lakh in 2021–22, the survey says. Amway, Oriflame, Avon and Modicare are a number of the main gamers.The gross trade turnover stood at Rs 21,282 crore in 2022–23. In line with the survey, there was a complete enchancment in all areas of direct promoting trade. Whole gross sales have elevated by Rs 2,252 crore in comparison with the 12 months 2021-22 which was partially marred by the pandemic.
#Direct #promoting #trade #grows