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How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
Microsoft introduced a 10-year partnership with Ukraine-based cloud gaming firm Boosteroid in March 2023. As part of this deal, the tech big will convey Xbox PC video games to extra gamers all over the world. In June 2023, Xbox introduced the primary batch of Xbox PC video games to Boosteroid. The corporate is now deepening its ties with the sport streaming service. Xbox Recreation Move subscribers (each PC Recreation Move and Recreation Move Final) with a Boosteroid membership can now stream titles together with supported titles bought by means of the Microsoft Retailer on Home windows. Boosteroid customers can now entry Deathloop, Dishonored titles, Gears collection, Ghostwire: Tokyo, and Pentiment. Customers also can get pleasure from cross-play and cross-save options with their Xbox console and Home windows PC for these video games. The corporate has additionally promised to proceed so as to add extra titles from its intensive catalogue of PC video games over time.The right way to entry Xbox video games on BoosteroidTo get began, customers might want to acquire entry to the sport by means of the Microsoft Retailer – both by way of a PC Recreation Move or Xbox Recreation Move Final membership, or by a direct buy of the sport by means of the Microsoft Retailer together with a Boosteroid membership. Select the sport and observe these steps:Log into your Boosteroid account on any supported gadget (PC, smartphone, pill, good TV, and many others.)Go to “Library” and choose “Xbox” to see all supported video games.Browse the Xbox PC library and choose the sport you wish to playClick on the “Play” button to launch the sport on Boosteroid.Log into your Microsoft account that owns the sport or has your Xbox Recreation Move membershipConfirm your Microsoft account and begin playingThe firm famous that the standard of the gaming expertise on Boosteroid will rely upon the {hardware}, location, software program and community. Boosteroid customers can now play their favorite Xbox PC video games on Home windows, MacOS, Linux and cell gadgets. To play these video games, customers gained’t should obtain, set up or make {hardware} upgrades.
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