SIP Calculator | Managing Finance

Plan Your Financial Future in Minutes

Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.

Why Use Our SIP Calculator?

Money Input Icon

Simple Inputs

Just enter your monthly investment, time period, and expected return rate.

Graph Icon

Visual Growth Charts

See how your wealth grows month by month with powerful visuals.

Piggy Bank Icon

Customizable Results

Test different scenarios to find the perfect investment plan for you.

Start Building Wealth Today

Don't wait to take control of your financial future. Let compounding do the work for you.

How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey

How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey

In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.

📉 What Went Wrong in Year 1

In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.

📈 Lesson Learned: Consistency Beats Timing

  • Missed rallies by being out of the market
  • Lost out on rupee cost averaging
  • Peace of mind improved with automation and discipline

🔄 My Portfolio Before vs After

Before (2020)

  • Random savings in bank account
  • No real investment plan
  • Low returns (2-3% p.a.)

After (2023)

  • Disciplined SIPs in diverse mutual funds
  • Portfolio value: ₹6,12,000
  • Average returns: 13-15% p.a.

🧠 What I’d Do Differently If Starting Again

If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
  • Start SIPs as early as possible
  • Stay consistent, ignore short-term volatility
  • Review portfolio annually, not monthly
  • Invest for long-term goals, not quick gains

Federal regulators need blockchain agency Ripple to pay a virtually $2 billion nice.
That’s in line with firm officers who took to social media upfront of the publication of courtroom paperwork scheduled for Tuesday (March 26) to criticize the Securities and Alternate Fee’s (SEC) proposed punishment.
“The SEC plans to ask the Judge for $2B in a case that involved no allegations (let alone findings) of fraud or recklessness,” Ripple CEO Brad Garlinghouse wrote on Twitter.
(That put up additionally included a GIF of Logan Roy from the HBO collection “Succession” telling his kids, “You are not serious people.”)
“There is absolutely no precedent for this,” Garlinghouse stated. “We will continue to expose the SEC for what they are when we respond to this.”
That response will come subsequent month, in line with a separate Twitter put up by Stuart Alderoty, Ripple’s chief authorized officer, who known as the SEC “a regulator that trades in statements that are false, mischaracterized and designed to mislead.”
A spokesperson for the SEC declined to remark for this story when reached by PYMNTS Tuesday morning.
The fee sued Ripple in 2020, accusing the corporate of conducting a $1.3 billion unregistered securities providing tied to its XRP token.
However final 12 months, a decide discovered that solely Ripple’s institutional — and never retail — gross sales of XRP violated the regulation, a ruling largely thought of a victory for the cryptocurrency sector.
As PYMNTS famous on the time, that call has “far-ranging repercussions across the digital asset ecosystem, which has long argued that its tokens do not represent securities contracts.”
Ripple received one other courtroom victory final 12 months when the SEC introduced it will dismiss its claims that Garlinghouse and Govt Chairman Chris Larsen aided and abetted the corporate’s alleged securities regulation violations.
In the meantime, the corporate introduced just lately that it’s engaged on increasing its funds enterprise in the US.
For now, the overwhelming majority of Ripple’s enterprise relies abroad, Ripple Senior Director and Head of Product Advertising W. Oliver Segovia stated in February, although that would quickly change.
“After being relatively quiet for the past 3 years in the US for Ripple Payments, we’re geared up to announce new product updates powered by our money transmitter licenses (MTLs) that cover the majority of US states,” Segovia wrote on LinkedIn.

#SEC #Fantastic #Firm #Billion

Random Latest Posts Display

Latest Posts