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How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
Ever shared a narrative on Instagram after which wished you may tweak it later? Or perhaps you might have an outdated spotlight that now not displays your present vibe. Worry not, fellow Instagrammers! This information will present you easy methods to simply edit or delete your highlights, permitting you to maintain your profile wanting recent and up to date.Right here’s easy methods to edit a highlight1. Open the Instagram app and navigate to your profile by tapping your profile image within the backside proper nook.2.Find the spotlight you need to edit and faucet on it.3. Faucet the three dots within the backside proper nook (Android) or the highest proper nook (iPhone).4. Choose “Edit highlight”.5. Now you can make the next edits: * Change the duvet picture: Faucet the present cowl picture and select a brand new one out of your saved tales. * Rename the spotlight: Faucet the present title and enter a brand new one. * Add or take away tales: Faucet the circle subsequent to every story to examine or uncheck it. Unchecked tales might be faraway from the spotlight. You can even faucet “Stories” so as to add new tales to the spotlight.6. When you’re carried out modifying, faucet “Done”.Deleting a spotlight:1. Comply with steps 1-3 from the “Editing a highlight” part above.2. Choose “Delete highlight” from the menu.3. Faucet “Delete” to substantiate.Extra issues to bear in mind:* You can even edit or delete a spotlight by tapping and holding on it in your profile and choosing the suitable choice from the menu.* You possibly can solely edit or delete highlights that you simply created. You can’t edit or delete highlights created by different customers.
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