SIP Calculator | Managing Finance

Plan Your Financial Future in Minutes

Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.

Why Use Our SIP Calculator?

Money Input Icon

Simple Inputs

Just enter your monthly investment, time period, and expected return rate.

Graph Icon

Visual Growth Charts

See how your wealth grows month by month with powerful visuals.

Piggy Bank Icon

Customizable Results

Test different scenarios to find the perfect investment plan for you.

Start Building Wealth Today

Don't wait to take control of your financial future. Let compounding do the work for you.

How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey

How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey

In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.

📉 What Went Wrong in Year 1

In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.

📈 Lesson Learned: Consistency Beats Timing

  • Missed rallies by being out of the market
  • Lost out on rupee cost averaging
  • Peace of mind improved with automation and discipline

🔄 My Portfolio Before vs After

Before (2020)

  • Random savings in bank account
  • No real investment plan
  • Low returns (2-3% p.a.)

After (2023)

  • Disciplined SIPs in diverse mutual funds
  • Portfolio value: ₹6,12,000
  • Average returns: 13-15% p.a.

🧠 What I’d Do Differently If Starting Again

If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
  • Start SIPs as early as possible
  • Stay consistent, ignore short-term volatility
  • Review portfolio annually, not monthly
  • Invest for long-term goals, not quick gains

CAIRO: Iraq’s oil ministry mentioned on Monday that overseas corporations working in Iraqi Kurdistan have been partly in charge for the delay in resumption of crude exports from the area. International corporations, alongside the Iraqi Kurdish authorities, had to date not submitted contracts to the federal oil ministry to revise them and difficulty new contracts which can be in accordance with the structure and the legislation, a press release by the ministry mentioned. The Iraq-Turkey oil pipeline that when dealt with about 0.5% of the worldwide oil provide is caught in limbo a yr after its closing as authorized and monetary hurdles impede the resumption of flows from the area. Studies from OPEC and worldwide secondary sources confirmed that crude manufacturing within the area was between 200,000-225,000 barrels per day (bpd) with out the information or approval of the ministry, it added. Iraq mentioned in March it will scale back its crude exports to three.3 million barrels a day within the coming months to compensate for having exceeded its OPEC+ quota since January, a pledge that might lower shipments by 130,000 bpd from final month. OPEC+, whose de facto chief is Saudi Arabia, has highlighted the significance of compliance with the pledged cuts whilst oil costs have rallied this yr. Brent crude LCOc1 on Monday traded above $86 a barrel, the best value since November. “The lack of compliance to the oil policy approved by the federal government risks Iraq’s reputation and endangers its international commitments,” the ministry mentioned. Turkey halted flows on March 25, 2023, after an arbitration ruling discovered it had violated provisions of a 1973 treaty by facilitating oil exports from the semi-autonomous area of Kurdistan with out the consent of the Iraqi federal authorities.

#Iraq #blames #overseas #corporations #delay #crude #export #restart #Iraqi #Kurdistan #area

Random Latest Posts Display

Latest Posts