Plan Your Financial Future in Minutes
Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.
Why Use Our SIP Calculator?
Simple Inputs
Just enter your monthly investment, time period, and expected return rate.
Visual Growth Charts
See how your wealth grows month by month with powerful visuals.
Customizable Results
Test different scenarios to find the perfect investment plan for you.
How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
Meta failed to guard kids from sexual exploitation on its platforms, Fb and Instagram, in accordance with an inner investigation reported by The Wall Road Journal.Final 12 months, Meta launched new paid subscription instruments, permitting influencers to monetize their content material. Nonetheless, these instruments have been misused by lots of of adults to revenue from content material displaying their very own kids in bikinis and leotards. The content material appealed to an viewers that was “overwhelmingly male” and demonstrated overt sexual curiosity within the kids.Meta’s inner evaluations discovered that its algorithms actively promoted such accounts to customers with recognized pedophilic pursuits. Whereas the photographs didn’t represent little one pornography, investigators decided some mother and father understood the content material was catering to adults’ sexual gratification. “Parents engaged in sexual banter about their own children or had their daughters interact with subscribers’ sexual messages,” the Journal reported.The inner groups advisable requiring child-focused accounts to register so Meta may monitor them. Nonetheless, Meta selected solely to construct a system stopping suspected pedophiles from subscribing, which frequently didn’t work. In the meantime, Meta expanded the controversial subscription characteristic to extra markets earlier than implementing the deliberate security options.The Journal’s examination revealed ongoing enforcement failures. One banned parent-run account promoting inappropriate content material of a teen woman had returned to the platforms and gained lots of of 1000’s of followers. Meta often didn’t take away backup Instagram and Fb profiles used to advertise banned content material. Males in on-line boards reposted photos of the kid fashions and mentioned acquiring extra risqué content material.The Journal additionally supplied examples of inappropriate content material being monetized through Meta’s “gifts” program. Meta often didn’t detect exploitative movies that elicited money items from followers. The corporate typically collects commissions on these present funds. By selling these monetization options with out regard for little one security, Meta allowed the sexual exploitation of minors on its platforms. Regardless of inner warnings, the corporate prioritized revenue over the wellbeing of kids.Federal legislators and state attorneys normal have famous Meta’s repeated little one security failures on its platforms. Final June, Meta shaped a activity power to deal with little one sexualization, however associated efforts have proven restricted success.Meta spokesman Andy Stone defended the corporate’s actions however stated ongoing work is being executed to enhance security. Critics argue Meta ought to have banned little one modeling subscriptions altogether, as websites like Patreon and OnlyFans have.
#Instagram #Fb #prioritised #cash #little one #Security #claims #report