Plan Your Financial Future in Minutes
Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.
Why Use Our SIP Calculator?
Simple Inputs
Just enter your monthly investment, time period, and expected return rate.
Visual Growth Charts
See how your wealth grows month by month with powerful visuals.
Customizable Results
Test different scenarios to find the perfect investment plan for you.
How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
JAKARTA: Indonesia’s annual inflation fee accelerated greater than anticipated in March to three.05%, the quickest since August 2023, amid rising demand throughout the fasting month of Ramadan, information from the statistics bureau confirmed on Monday. A Reuters ballot of economists had anticipated an inflation fee of two.91% in March. The February annual inflation fee was 2.75%. The speed remained throughout the central financial institution’s 2024 goal vary of 1.5% to three.5%. Financial institution Indonesia has stated inflation would probably keep inside that vary all year long. The statistics bureau stated value pressures had been reflective of stronger demand throughout Ramadan, which began on March 12 and is well known by Indonesia’s greater than 200 million Muslims.Unstable meals costs rose 10.33% on a yearly foundation in March, sooner than February’s 8.47%, with commodities resembling rice, meat and rooster contributing probably the most. The core inflation fee was 1.77%, in contrast with the 1.70% predicted by economists within the ballot and the February’s annual fee of 1.68%. The statistics bureau famous that regardless of March rice harvests including to home shares, retail costs of the staple remained excessive at about 20% greater than the typical value in March 2023. The inflation information, which adopted a report that the February commerce surplus got here in on the smallest in 9 months, might strengthen the central financial institution’s resolution to maintain rates of interest unchanged for the subsequent few months, analysts stated. Financial institution Indonesia (BI) policymakers have stated they see room to chop charges within the second half of 2024. “Simmering domestic inflation, a narrowing trade surplus and considerable uncertainty regarding the direction of global interest rates will keep the BI from a pre-emptive dovish pivot,” stated Radhika Rao, an economist at DBS in Singapore. Irman Faiz, an economist at Indonesia’s Financial institution Danamon, who additionally expects the BI to maintain charges unchanged for someday, stated the rise in headline inflation was non permanent and a slowdown is anticipated in April due to the upcoming harvests.
#Indonesia #March #inflation #quickens #quickest #months