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How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
Drone expertise firm IG Drones has secured a procurement order from the Ministry of Defence to offer drones for surveillance functions. The order entails supplying drone and important equipment to the Ministry of Defence. The chosen drones are claimed to return with industry-first options and enabled with 5G functionality and have superior options and distinctive efficiency, functioning successfully in excessive temperatures and excessive altitudes. The drone is able to vertical take-off and touchdown and could be successfully utilized in protection and medical purposes”By providing enhanced surveillance capabilities, these drones act as a crucial asset for defence forces, strengthening operational efficiency at the borders. With the advent of 5G services from Telecom Service Providers (TSPs), these drones now boast enhanced precision control capabilities, allowing them to be remotely operated from a command centre, eliminating the need for on-site presence,” stated the corporate in an announcement. In response to the corporate these drones could be deployed from any terrain with out requiring a standard runway. The drones carry a ten kg payload, with an endurance of round 5 hours. Furthermore, they’re IP67 rated for sturdiness. They are often managed by way of a mixture of NavIC + GPS navigational satellites, making certain connectivity stays intact even within the higher vary of fifty to 60 in case of failsafe activation.Bodhisattwa Sanghapriya, Founder & CEO, IG Drones, expressed pleasure and enthusiasm in contributing to nationwide safety by superior drone expertise. “It’s a great moment for us to provide cutting-edge drone technology to our defence forces for high-quality surveillance and other operations in tough terrains. We have thoroughly inspected and tested our Jaga drones to meet much-demanding defence requirements. Our team remains committed to such endeavours and innovation to contribute to the national security.”
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