Plan Your Financial Future in Minutes
Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.
Why Use Our SIP Calculator?
Simple Inputs
Just enter your monthly investment, time period, and expected return rate.
Visual Growth Charts
See how your wealth grows month by month with powerful visuals.
Customizable Results
Test different scenarios to find the perfect investment plan for you.
How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
Google’s Gemini AI chatbot just lately rolled out a capability that allows customers to fine-tune the AI responses as per their liking. Microsoft has had this functionality for a while now however there’s quite a lot of distinction in relation to controlling the response offered by the chatbot. Right here’s a fast comparability between the free variations of the 2 chatbots.Microsoft Copilot dialog stylesMicrosoft included the “Conversation styles” into Copilot and asks customers to decide on the tone of the dialog by opting one of many three modes: Artistic, Balanced, Exact.The Artistic mode lets customers generate longer and imaginative solutions which can be extra intriguing. The Exact mode focuses on shorter, factual solutions and is beneficial for reality discovering. This mode supplies quicker responses. In the meantime, the Balanced mode goals to offer a stability between the 2 kinds. It provides some creativity whereas sustaining the brevity within the AI generated responses.Google Gemini tuning optionsGoogle included a extra exact manner for customers to tune Gemini’s responses. Whereas it doesn’t provide dialog kinds within the free model of Gemini chatbot, customers can solely toggle between seeing real-time responses or see them when they’re revealed.With the brand new functionality launched final week, it can permit customers to simply choose the portion of textual content they need to change, give Gemini some instruction, and get an output that’s nearer to what they’re searching for.This not solely allows customers to change the response as per their liking but in addition saves the time it takes the chatbot to generate a full response. Gemini will regenerate the highlighted half on the premise of consumer immediate and the beforehand generated reply will stay the identical.Whereas utilizing Microsoft’s Copilot choices are simple, utilizing Google Gemini’s modifying choices is a bit time taking. Having stated that, Gemini can present minutely modified solutions because of the availability of 4 choices: Regenerate, Shorter, Longer and Take away.One other distinction between Gemini and Copilot is that Google’s chatbot supplies three drafts for one question, so customers can have an choice to decide on the draft which they take into account is closest to the reply they’re searching for.
#Defined #Google #Gemini #Microsoft #Copilot #response #modifying #choices