Plan Your Financial Future in Minutes
Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.
Why Use Our SIP Calculator?
Simple Inputs
Just enter your monthly investment, time period, and expected return rate.
Visual Growth Charts
See how your wealth grows month by month with powerful visuals.
Customizable Results
Test different scenarios to find the perfect investment plan for you.
How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
Indian tech agency Assume & Be taught Pvt should freeze $533 million to guard the cash for disgruntled lenders who declare the money ought to solely be used to pay them, a US decide stated Thursday.The choice by US Chapter Decide John Dorsey was a combined victory for lenders. They earlier demanded the cash be positioned beneath the management of the federal court docket to stop the money from being spent by the Indian education-tech agency, which operates beneath the title Byju’s.Dorsey’s order was geared toward Riju Ravindran, one of many firm’s administrators and the brother of founder Byju Raveendran. Ravindran was additionally ordered to assist resolve one of many central mysteries of the court docket dispute: the place the cash is situated. “I do not believe him when he says he cannot” study the placement from Assume & Be taught, Dorsey stated. A consultant for Assume & Be taught declined to reply to a request for remark.Ravindran’s lawyer, Sheron Korpus argued that the lenders are at fault for any monetary woes suffered by Assume & Be taught. The corporate was justified in preserving the cash away from the lenders as a result of they’ve been overly aggressive in claiming the debt was in default, Korpus instructed Dorsey. Assume & Be taught is combating the lenders in state courts in Delaware and New York. Lenders had beforehand seized management of a holding firm arrange by Assume & Be taught to problem $1.2 billion in debt. That unit, Byju’s Alpha, is now in chapter beneath Dorsey’s oversight. Ravindran is interesting a call by Delaware’s Chancery Courtroom approving that seizure.Initially of the Thursday chapter listening to in Wilmington, Delaware, Dorsey ordered the arrest of the founding father of a small Florida hedge fund for refusing to disclose the place Assume & Be taught allegedly hid the money. If he may be situated by US Marshals, William C. Morton can be locked up for contempt of court docket beneath Dorsey’s order. Morton should additionally pay $10,000 a day till he offers particulars in regards to the cash, which was briefly positioned with the hedge fund Camshaft Capital Fund.The lacking cash is on the coronary heart of a battle between lenders owed greater than $1.2 billion and Assume & Be taught. The $533 million was transferred to Morton’s hedge fund after which moved to an unnamed, off-shore belief, Byju’s Alpha lawyer Benjamin Finestone stated final week. Byju’s is in severe monetary bother and faces disputes with its shareholders in addition to court docket fights with its lenders, Finestone stated through the listening to. Ravindran additionally testified Thursday that three of Assume & Be taught’s six administrators have resigned, leaving solely himself, his brother and his sister-in-law accountable for the corporate. “It is substantively important that we get these funds, because the walls are crumbling,” Finestone instructed Dorsey through the listening to.The US chapter case is BYJU’s Alpha Inc., 24-10140, US Chapter Courtroom District of Delaware (Wilmington).
#Byjus #freeze #million #win #lenders #decide