Plan Your Financial Future in Minutes
Use our free SIP Calculator to estimate your investment returns, visualize compounding, and start building wealth today — no sign-up required.
Why Use Our SIP Calculator?
Simple Inputs
Just enter your monthly investment, time period, and expected return rate.
Visual Growth Charts
See how your wealth grows month by month with powerful visuals.
Customizable Results
Test different scenarios to find the perfect investment plan for you.
How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs by chance. Today, that same habit has grown into ₹6,12,000 — and taught me 3 major lessons about compounding, patience, and mistakes I wish I avoided earlier.
📉 What Went Wrong in Year 1
In my first year, I panicked during a market dip and pulled out my SIP investments. That single move cost me potential gains and broke the compounding chain. I learned the hard way that reacting emotionally to market swings is a recipe for regret.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up my SIPs and forget about the daily market noise. I’d diversify a bit more, avoid panic-selling, and trust the process. Most importantly, I’d start even earlier — because time is your biggest ally in compounding.
MUMBAI: India’s market capitalisation crossed the Rs 400-lakh-crore milestone on Monday – including a little bit over Rs 100 lakh crore within the final 9 months – driving on the again of a resilient home financial system regardless of international jitters, good company outcomes and powerful shopping for by institutional traders. Because the sensex and the nifty each scaled new all-time highs to begin the week, BSE’s market capitalisation closed the day at Rs 401 lakh crore, official knowledge confirmed.India’s market cap had crossed Rs 300 lakh crore in early July 2023. On Monday, robust shopping for primarily in index heavyweights Reliance Industries, L&T and M&M lifted sensex by 494 factors or 0.7% to shut at 74,743 factors. In the course of the day, it had touched a brand new life excessive mark at 74,869 factors. On the NSE too, the nifty touched an intra-day excessive at 22,697 factors and closed at 22,666 factors, up 153 factors or 0.7%.In keeping with Dhiraj Relli, MD & CEO, HDFC Securities, hopes of a beneficial final result from the following common elections and the following coverage thrust are protecting investor sentiment upbeat which helps main indices transfer northward. As well as, optimistic bulletins by firms are attracting stock-specific shopping for, Relli stated.As well as, traders on Dalal Road are additionally anticipating robust earnings development and optimistic commentary from prime firms in the course of the outcomes season that can kick-off in the course of the week. “The buoyancy in investors sentiment continued (on Monday), led by sectorial tailwinds and fourth quarter (Q4) earnings growth expectations,” stated Vinod Nair, Head of Analysis, Geojit Monetary Providers.Monday’s up-move was largely broad-based with shares from sectors like auto, actuality, oil & gasoline and shopper discretionary displaying outperformance, whereas IT was tepid due to muted development expectations attributable to a slowdown in spending, Nair stated.In the course of the day, home funds led the shopping for with a internet influx of Rs 3,471 crore whereas international funds had been internet sellers at Rs 685 crore, BSE knowledge confirmed.Among the many 30 sensex shares, 22 closed with beneficial properties whereas six, led by Nestle India, closed decrease.Among the many laggards was Wipro that over the weekend noticed a change of guard on the prime with Srinivas Pallia changing Thierry Delaporte because the MD & CEO of the software program exporting main. The inventory closed a little bit over 1% down.
#BSEs #mcap #crosses #lakh #crore