Use our free SIP Calculator to estimate your investment returns, visualize compounding, and understand Finance Meaning in Hindi for better clarity while building wealth.
Why Use Our SIP Calculator?
Whether you're new to investments or just exploring Finance Meaning in Hindi, this calculator helps you understand how SIPs can transform small savings into big results.
Simple Inputs
Just enter your monthly investment, time period, and expected return rate ā and learn how it aligns with the Finance Meaning in Hindi concept of disciplined savings.
Visual Growth Charts
See how your wealth grows month by month. This visualization makes the Finance Meaning in Hindi ā āą¤§ą¤Ø ą¤Ŗą„ą¤°ą¤¬ą¤ą¤§ą¤Ø ą¤ą¤¾ ą¤®ą¤¹ą¤¤ą„ą¤µā ā easier to understand in real terms.
Customizable Results
Test different SIP scenarios and explore how small consistent steps reflect true Finance Meaning in Hindi: smart planning and patience.
Start Building Wealth Today
Don't wait to take control of your financial future. Let compounding and your understanding of Finance Meaning in Hindi guide you to smarter investments.
How I Turned ā¹5,000/month into ā¹6 Lakhs ā My 3-Year SIP Journey
In 2020, I was saving ā¹5,000/month with no real strategy. I stumbled into SIPs while learning about Finance Meaning in Hindi and how small disciplined investments grow over time. Today, that same habit has grown into ā¹6,12,000 ā teaching me the real essence of compounding and patience.
š What Went Wrong in Year 1
I panicked during a market dip and withdrew my SIP investments. That single move broke my compounding chain ā a mistake that showed me why understanding Finance Meaning in Hindi is essential before reacting to emotions.
š Lesson Learned: Consistency Beats Timing
Missed rallies by being out of the market
Lost out on rupee cost averaging
Peace of mind improved with automation and discipline
š My Portfolio Before vs After
Before (2020)
Random savings in bank account
No real investment plan
Low returns (2-3% p.a.)
After (2023)
Disciplined SIPs in diverse mutual funds
Portfolio value: ā¹6,12,000
Average returns: 13-15% p.a.
š§ What Iād Do Differently If Starting Again
If I could start over, Iād set up SIPs and forget daily market noise. Understanding Finance Meaning in Hindi ā that finance is about planning, not prediction ā would have saved me stress and helped me start earlier.
Get Best Loans in Minutes – A Navi loan is a special type of loan that offers you the opportunity to finance more than one item. For example, if you are buying furniture for your living room and bedroom, then this is an excellent option for you. This is because you will be able to get the money required to buy both items with just one application instead of having to fill out two applications.
Navi loan provides you loans upto ā¹5 lakh instantly through a completely paperless process. Instant Loan
Loan amount: From ā¹10,000 to ā¹500,000 Interest rates: From 12% to 36% per annum Tenure: 90 days to 36 months Processing fees : 3.99% (Min Rs 1,499+GST and Max Rs 7,499+GST)
Example Loan Amount: Rs 50,000 Tenure: 12 Months Interest Rate : 22% (on Reducing Principal Balance interest calculation) EMI Amount: Rs 4,680 Total Interest Payable: Rs 4,680 x 12 months – Rs 50,000 Principal = Rs 6,160 Processing Fees (incl. GST): Rs 1,475 Disbursed Amount: Rs 50,000 – Rs 1,475 = Rs 48,525 Total Amount Payable : Rs 4,680 x 12 months = Rs 56,160 Total Cost of the Loan = Interest Amount + Processing Fees = Rs 6,160 + Rs 1,475 = Rs 7,635
Loan Amount: Rs 50,000 Tenure: 12 Months Interest Rate : 22% (on Reducing Principal Balance interest calculation) EMI Amount: Rs 4,680 Total Interest Payable: Rs 4,680 x 12 months – Rs 50,000 Principal = Rs 6,160 Processing Fees (incl. GST): Rs 1,475 Disbursed Amount: Rs 50,000 – Rs 1,475 = Rs 48,525 Total Amount Payable : Rs 4,680 x 12 months = Rs 56,160 Total Cost of the Loan = Interest Amount + Processing Fees = Rs 6,160 + Rs 1,475 = Rs 7,635
Get best loans in minutes
Navi is a new age digital platform which provides you easy access to Instant Personal Loans upto Rs 5 lakhs and Home Loans upto Rs 1.5 crores in a seamless and transparent manner. Navi introduces its new loan product Home Loans.
1. Amount: Upto Rs 1.5 Crore 2. Interest Rates : Starting at 6.95% per annum 3. Tenure: Upto 25 years 4. Loan amount upto 90% of property value
Home Loan Features
1. Instant loan offer 2. No documents required till you get a loan offer 3. High loan amount & Low EMIs 4. Loans for under-construction, self-constructed and ready to move-in homes 5. No application fee, legal fee, valuation fee or document handling fee
Personal Loan Features
1. Upto Rs 5,00,000 limit 2. Instant money transfer to bank account 3. No bank statement or salary slip requirement 4. 100% paperless process 5. Minimal documentation. No printouts required 6. Flexible loan and EMI amount options 7. Instant eligibility check 8. No security deposit (collateral)
Eligibility
1. Indian citizen 2. Age above 18 years 3. Select cities
Documents requirement
1. PAN number 2. Aadhaar number
How to apply
1. Install Navi App 2. Register using your mobile number 3. Fill your basic details to check your loan eligibility 4. Choose the loan and EMI amount of your choice 5. Complete the KYC with selfie and Aadhaar 6. Enter bank details for money transfer 7. Done
Customer care : help@navi.com for any of your queries.
Empowering your financial growth with cutting-edge AI tools and insights.
Discover smart investing, automation, and data-driven decisions for your success.
