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Use our free SIP Calculator to estimate your investment returns, visualize compounding, and understand Finance Meaning in Hindi for better clarity while building wealth.
Why Use Our SIP Calculator?
Whether you're new to investments or just exploring Finance Meaning in Hindi, this calculator helps you understand how SIPs can transform small savings into big results.
Simple Inputs
Just enter your monthly investment, time period, and expected return rate — and learn how it aligns with the Finance Meaning in Hindi concept of disciplined savings.
Visual Growth Charts
See how your wealth grows month by month. This visualization makes the Finance Meaning in Hindi — “धन प्रबंधन का महत्व” — easier to understand in real terms.
Customizable Results
Test different SIP scenarios and explore how small consistent steps reflect true Finance Meaning in Hindi: smart planning and patience.
How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey
In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs while learning about Finance Meaning in Hindi and how small disciplined investments grow over time. Today, that same habit has grown into ₹6,12,000 — teaching me the real essence of compounding and patience.
📉 What Went Wrong in Year 1
I panicked during a market dip and withdrew my SIP investments. That single move broke my compounding chain — a mistake that showed me why understanding Finance Meaning in Hindi is essential before reacting to emotions.
📈 Lesson Learned: Consistency Beats Timing
- Missed rallies by being out of the market
- Lost out on rupee cost averaging
- Peace of mind improved with automation and discipline
🔄 My Portfolio Before vs After
Before (2020)
- Random savings in bank account
- No real investment plan
- Low returns (2-3% p.a.)
After (2023)
- Disciplined SIPs in diverse mutual funds
- Portfolio value: ₹6,12,000
- Average returns: 13-15% p.a.
🧠 What I’d Do Differently If Starting Again
If I could start over, I’d set up SIPs and forget daily market noise. Understanding Finance Meaning in Hindi — that finance is about planning, not prediction — would have saved me stress and helped me start earlier.
- Start SIPs as early as possible
- Stay consistent, ignore short-term volatility
- Review portfolio annually, not monthly
- Invest for long-term goals, not quick gains
Finbooster Credit Card
The FinBooster Credit Card is India’s first of its kind, and it’s also the most beneficial credit card. It assists you in developing healthy credit behavior by providing you with frequent credit fitness reports that provide you with information about your financial health. If you want to raise your credit score while still increasing your incentives.
The Finbooster Credit Card Highlights
Monthly credit fitness reports and a real-time dashboard are provided.
On fuel transactions between Rs.400 and Rs.5,000, the fuel levy is waived by 1%.
Finbooster Credit Card Features and Benefits
You’ll receive monthly credit fitness reports, as well as a real-time dashboard to monitor your credit score. Once you’ve completed your first transaction with the FinBooster Credit Card, you’ll be granted access.
You now have access to information that will assist you in raising your credit score.
When you attain an annual spend of Rs.1 lakh in the previous year, the payment for the credit fitness tracker (from the second year onwards) will be canceled.
There is no limit to the number of reward points you may earn, and they never expire.
Spending money on online dining earns you 5x reward points.
Earn 3x reward points when you shop for groceries and clothing online.
Except for gasoline bills, every Rs.200 spent on other retail purchases earns you 2 reward points.
Your reward points can be shared with friends and family.
When you use the FinBooster: YES Bank – BankBazaar Co-branded Credit Card, you’ll earn a 1% discount on the gasoline surcharge. If your transaction is between Rs.400 and Rs.5,000, you will be eligible for this bonus.
You can earn a maximum fuel surcharge waiver of Rs.125 per statement cycle.
Accidental death cover (primary cardholder): Rs.2.5 lakh.
Fees and Charges of the FinBooster
| Joining Fee | NIL |
| Annual Membership Fee (First Year & Renewal) | NIL |
| Interest-Free Period | Up to 50 days |
Annual fee + EMI payments (if any) + GST + a minimum of 5% of the total amount due, or Rs.200, is the Minimum Amount Due (MAD) (whichever is higher).
The Total Amount Due (TAD) = Minimum Amount Due (MAD) if the MAD is less than Rs.200 (MAD)
Limit on Cash Advances
Up to 30% of your credit limit
The fee for a Supplementary / Add-on Card is nothing (Maximum up to 3 add-on cards can be issued)
Finance Charges on Revolving Credit 3.50 percent p.m. Finance Charges on Cash 3.50 percent p.m. (42.00 percent Annualized)
Late Payment Charges (LPC) Nil to Rs.1,000 (per statement, based on statement balance) (depending on statement balance)
For instance, the over-limit fee is 2.5 percent of the over-limit amount or Rs.500, whichever is higher.
2.5 percent of the amount withdrawn or Rs.300, whichever is greater, is charged as a cash advance fee.
Petrol surcharge relief across all fuel stations in India (GST on fuel surcharge will not be revoked) 1% surcharge remission on fuel purchases between Rs.400 and Rs.5,000.
The fee for re-issuing a card that has been lost, stolen, or damaged is Rs.100 (per instance)
3.40 percent Foreign Currency Conversion Fees
Statements that are same (Statement older than 6 months)
Each statement costs Rs.100.
Charges for Priority Pass Lounge Access are not applicable.
IRCTC/Indian Railways imposed charges on the purchase or cancellation of railway tickets.
For credit card payback, make a cash deposit of Rs.100 at any YES Bank branch.
TDS is levied on withdrawals of more than Rs.1 crore.
TDS of 2% is applied on aggregate cash withdrawals exceeding Rs.1 Cr from all YBL accounts and cards in a financial year, taking effect from September 1, 2019.
Subscription prices for Credit Fitness Tracker (Credit Strong) for the first year are NIL.
Subscription to Credit Fitness Tracker (Credit Strong) from the second year onwards is Rs.400, which will be waived if you spend $1 lakh or more in the anniversary year*.
18 percent GST (Goods and Services Tax) (Applicable on all fees and charges)
*Terms and Conditions apply
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