What is a Credit Card in Hindi?
Credit card ek tarah ka financial instrument hota hai jisse hum apne kharche kar sakte hai.
Credit card ka upyog online shopping, bill payment, aur emergency expenses ke liye kiya ja sakta hai.
Credit card ke prakar hai - reward card, cashback card, aur balance transfer card.
Reward card mein hum apne kharche ke hisaab se reward points earn kar sakte hai jo baad mein cashback ya discounts mein convert kiye ja sakte hai.
Cashback card mein hum apne kharche ka ek hissa cashback ke roop mein wapas pa sakte hai.
Balance transfer card mein hum dusre credit card ke balance ko transfer kar sakte hai aur kam interest rate par usko pay kar sakte hai.
Credit card ka upyog karne se hume kuch fayde hai jaise ki cashless transaction, reward points, aur emergency expenses ke liye immediate funds.
Credit card ka upyog karne se hume kuch nuksan bhi hai jaise ki high interest rate, late payment fees, aur debt trap mein fasna.
Credit card ka upyog karne se pehle hume apne financial situation ko samajhna chahiye aur sahi tarah se use karna chahiye.
Credit card ka upyog karne se hume apne credit score ko improve karne ka bhi mauka milta hai.
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