Sachin Bansal on his fintech startup Navi after Flipkart: ‘Working 80-100 hours a week, no WFH’

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How I Turned ₹5,000/month into ₹6 Lakhs — My 3-Year SIP Journey

In 2020, I was saving ₹5,000/month with no real strategy. I stumbled into SIPs while learning about Finance Meaning in Hindi and how small disciplined investments grow over time. Today, that same habit has grown into ₹6,12,000 — teaching me the real essence of compounding and patience.

📉 What Went Wrong in Year 1

I panicked during a market dip and withdrew my SIP investments. That single move broke my compounding chain — a mistake that showed me why understanding Finance Meaning in Hindi is essential before reacting to emotions.

📈 Lesson Learned: Consistency Beats Timing

• Missed rallies by being out of the market
• Lost out on rupee cost averaging
• Peace of mind improved with automation and discipline

🔄 My Portfolio Before vs After

Before (2020)

• Random savings in bank account
• No real investment plan
• Low returns (2-3% p.a.)

After (2023)

• Disciplined SIPs in diverse mutual funds
• Portfolio value: ₹6,12,000
• Average returns: 13-15% p.a.

🧠 What I’d Do Differently If Starting Again

If I could start over, I’d set up SIPs and forget daily market noise. Understanding Finance Meaning in Hindi — that finance is about planning, not prediction — would have saved me stress and helped me start earlier.

• Start SIPs as early as possible
• Stay consistent, ignore short-term volatility
• Review portfolio annually, not monthly
• Invest for long-term goals, not quick gains

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Flipkart co-founder Sachin Bansal talked about his fintech startup Navi and stated that he’s placing in 80 to 100 hours every week. He additionally stated that he may even be discovered engaged on the weekends very often, including, “Sometimes people hate me.” Sachin Bansal based Navi in 2018, simply months after quitting Flipkart. The corporate offers in offering private and residential loans, UPI, insurance coverage, mutual funds and gold. Flipkart co-founder Sachin Bansal talked about his fintech startup Navi. {{^userSubscribed}} {{/userSubscribed}} {{^userSubscribed}} {{/userSubscribed}} Chatting with Moneycontrol, he stated, “First is there is no work from home and then you must come on weekends also, but yeah, I am spending like 80-100 hours a week.” Though he stated that he doesn’t count on others to do the identical and he’s devoting a variety of time as he believes that creating a enterprise requires consideration to a variety of small particulars.What Sachin Bansal stated on work at home? Hindustan Instances – your quickest supply for breaking information! Learn now. Sachin Bansal stated that work at home was solely a brief association for him in the course of the Covid pandemic and his startup doesn’t have anyplace for distant work now. {{^userSubscribed}} {{/userSubscribed}} {{^userSubscribed}} {{/userSubscribed}} “We were very clear that we want to be work-from-office. Work from home was a temporary phenomenon in my mind. It was never a permanent one. We are 100 per cent work from office. Zero work from home,” he stated.Will Navi come out with an IPO? Sachin Bansal stated that he has stopped working as an angel investor altogether and that Navi will revive its plans for an IPO within the coming few months. “We tried a year ago. The timing was bad, I think. So, I am hoping that in a few months, once we are ready, we will…,” he stated. {{^userSubscribed}} {{/userSubscribed}} {{^userSubscribed}} {{/userSubscribed}} Unlock a world of Advantages with HT! From insightful newsletters to real-time information alerts and a customized information feed – it is all right here, only a click on away!- Login Now! Keep knowledgeable on Enterprise Information together with Gold Charges At present, India Information and different associated updates on Hindustan Instances Web site and APPs ABOUT THE AUTHOR Comply with the most recent breaking information and developments from India and around the globe with Hindustan Instances’ newsdesk. From politics and insurance policies to the economic system and the atmosphere, from native points to nationwide occasions and world affairs, we have got you coated….view element Information / Enterprise / Sachin Bansal on his fintech startup Navi after Flipkart: ‘Working 80-100 hours a week, no WFH’

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