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Commercial Banks: These institutions offer a range of services, including savings accounts, loans, and mortgages. They are vital for personal finance as they help individuals manage their money and plan for future expenses.
Insurance Companies: These firms provide risk management through various insurance products. They play a significant role in public finance by helping governments and businesses mitigate financial risks.
Investment Banks: Focused on capital markets, these institutions assist companies in raising funds through the issuance of stocks and bonds, thereby influencing business finance significantly.
Credit Unions: Member-owned financial cooperatives that provide similar services to banks but often with better interest rates and lower fees.

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