CashBean loan details
Cashbean loan details: cash bean loans can help you in, medical emergencies, repairs, travel, meeting cash shortfalls for big-ticket purchases, etc & hence they have designed this simple loan product with a loan limit of up to INR 60,000 keeping your needs in mind. Compared to the complicated and long application process in banks & other financial institutions.
Instant cash bean loan details: personal loan
Instant cash loans are popular nowadays, traditionally, they were offered by banks and other financial institutes. The biggest advantage of a Cash Loan is the convenience it offers you, along with easier and quicker approvals. Cashbean provides convenient, quick, and affordable loans, We offer loans and salary advances from ₹ 1,500 to ₹ 60,000 at competitive interest rates.
Online loan by cash bean
The biggest advantage of an Online Loan is you can get 24×7 access to loans anytime and anywhere.
Cashbean provides convenient， quickest， affordable loans, cashbean offers Loans and Salary Advances from ₹ 1,500 to ₹ 60,000 at competitive interest rates.
You can get salary advance through cash bean in a very easy method effortlessly.
Loan Amount: from Rs 1,500 to Rs 60,000;
Loan Tenure: from 62 to 120 days;
Interest Rate: 0.07% per day (25.55% per annum);
Processing Fee: Ranges from Rs 90 ~ Rs 2,000 for a one-time charge, which depends on the loan amount and the application details;
GST: 18% of the Processing Fee in accordance with the policy and laws of India;
APR: Up to 74.2% (Annual Percentage Rate including Interest, Processing Fee and GST);
Example:
For a 62-day loan of ₹10,000 for 2 months with interest rate @25.55% per annum,
Interest = ₹10,000 * 25.55% / 365 * 62 = ₹434;
Processing Fee = ₹620;
GST = ₹620 * 18% = ₹111.6;
The total amount to be paid = Loan Amount + Interest + Processing Fee + GST = ₹10,000 + ₹434 + ₹620 + ₹111.6 = ₹11,165.6;
APR = (₹11,165.6 – ₹10,000) / ₹10,000 / 62 * 365 = 68.62%;
CashBean is India’s leading digital lending mobile based personal loans platform. CashBean is a product of P C Financial Services Private Limited, registered under RBI. We aim to meet customer’s financial needs for various requirements ranging from purchase of mobile phones, medical needs, bill payments etc.
Get safe, fair, convenient and affordable online loans on CashBean – Indian’s best personal loan app.
Why CashBean?
1. No credit history required
2. Paperless and digital process on your mobile
3. Get 24*7 access to loan anytime, anywhere
4. Efficient Application Review
5. Disburse to your connected account once approved
6. Available Pan India
7. As the credit score grows, the sanctioned amount gradually increases
8. Variety of convenient repayment options
Eligibility:
1. Indian Resident
2. 18-56 years old
3. Source of a monthly income
How it works？
1. Install the CashBean App from the Play Store.
2. Register an account.
3. Select the product you would like to apply for
4. Fill out the contents, then submit the application
5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.
6. Provide the consent with the loan agreement after the approval
7. After the confirmation of the loan agreement, the approved loan amount will be disbursed in the account and a SMS notification will be sent.
Security:
All the transactions are secured via a 256-bit SSL encryption.
Contact Details:
Customer Service Email: cashbean.help@pcfinancial.in
Customer Service Hot line: 18005728088, 0124-6036666
