Kotak credit card- lifetime free credit card

Kotak credit card

kotak credit card : Kotak Bank Launches 811 DreamDifferent Credit Card with NO Joining & Annual Fees with High credit limit up to INR 12,00,00/- and back by Backed by a fixed deposit for as low as INR 15,000, this lifetime free credit card is especially for customers who have no credit history or do not have any other income.

• Joining Fees: NIL
• Renewal Fees: NIL
• Welcome Gift: 500 bonus reward points on – Activation + Rs. 5000/- spends in the first 45 days of card set up

kotak credit card: Enjoy the benefits of interest free cash withdrawals,rewards on all purchases, a credit limit up to 80% of your term deposit amount and a free Credit Card for life – all with the Kotak 811 #DreamDifferent Credit Card.

You can apply for an 811 DreamDifferent Credit Card Online without any income documents. You can get a credit limit against the fixed deposit (FD) for as low as Rs.15,000.

• You can apply online and a card will be delivered within 7-10 days working days
• No additional documents required
• You can set credit limit your own choice starting from Rs. 12,000 to 12,00,000/-
• You can also link existing FD or open new FD online.

• Reward Points
  • Earn 2 reward points against every Rs. 100/- of online spends
  • Earn 1 reward point against every Rs. 100/- of other* spends
• Activation Offer
  • Earn 500 bonus reward points on – Activation + Rs. 5000/- spends in the first 45 days of card set up#.
• Interest free cash withdrawal
  • You can withdraw cash up to 90% of your total credit limit.
  • Processing fee of Rs. 300 per Rs. 10,000/- withdrawal
  • No interest will be charged up to 48 days on cash advance
• Balance Transfer
  • Processing fee of Rs. 349/- per Rs. 10,000/-
  • Continued interest free period on fresh retail purchases
  • Easy & Instant – Just call us to transfer your other credit card balances
• 811 #DreamDifferent Shield
  • In case your Credit Card is stolen, you get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting
  • You are required to immediately call Customer Contact Centre (1860 266 2666) and get your card deactivated / blocked to prevent misuse and register a claim with the Insurance Company.
• Add-on Card
  • Your Add-on Card will have all the benefits that you enjoy on your Card
  • Set the spend limit on your Add-on Card as you desire
  • Track spends separately for each of your Add-on Card(s)
• Fuel & Railway  Surcharge waiver
  • 1% across all petrol pumps for transactions between Rs. 500/- and Rs. 3000/- (max. Rs. 3500/year)
  • 1.8%  for transactions on irctc.co.in & 2.5% Indian railway booking counters (max Rs. 500/year